Start your SMDC The Good Life Journey

For Move-in Ready Units

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    Assessment & Available Promos Tell me your: ✅ Preferred location ✅ Budget ✅ Unit type (Studio, 1BR, 2BR) I will then recommend the best available units, discounts, and promos. We can also schedule a Zoom presentation or site viewing.
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    Reservation To reserve your chosen unit, simply submit: ✅ Valid Government ID with signature ✅ Signed Reservation Agreement ✅ Buyer's Information Sheet ✅ Reservation Fee ✅ Copy of Payslip or COE After reservation, your official Schedule of Payments will be sent via email.
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    Contract to Sell (CTS) SMDC will prepare your Contract to Sell. ✅ The CTS will be delivered to your address. ✅ Sign the documents and return them through SMDC's free courier service.
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    Complete the Downpayment Pay the required Spot downpayment (5%–30% depending on the promo). Payment options: ✔ SMDC App ✔ Bills Payment ✔ Credit Card (iPay88) ✔ Online Banking
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    Home Loan Processing I will assist you with your bank financing application. Once approved: ✅ The bank pays the remaining balance to SMDC. ✅ You start paying your monthly mortgage directly to the bank.
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    Unit Turnover Once the loan is approved and requirements are completed: 🎉 You receive your unit turnover schedule.

For Pre-selling Units

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    Contact us directly for your online presentation for your desired project, reservation and SMDC account Manager orientation.
  • 2

    Reservation To reserve your chosen unit, simply submit: ✅ Valid Government ID with signature ✅ Signed Reservation Agreement ✅ Buyer's Information Sheet ✅ Reservation Fee After reservation, your official Schedule of Payments will be sent via email.
  • 3

    Contract To Sell SMDC will prepare your Contract to Sell. ✅ The CTS will be delivered to your address. ✅ Sign the documents and return them through SMDC's free courier service.
  • 4

    Complete the downpayment No Spot Downpayment required. Choose from the offers 24, 36, 48 or 60 monthly payments
  • 5

    Home Loan Processing I will assist you with your bank financing application. Once approved: ✅ The bank pays the remaining balance to SMDC. ✅ You start paying your monthly mortgage directly to the bank.
  • 6

    Unit Turnover Once the loan is approved and requirements are completed: 🎉 You receive your unit turnover schedule. 🎉 Get your keys. 🎉 Move in or start earning from rentals.
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    You may call us at your most convenient time for inquiries and assistance

BANK LOAN REQUIREMENTS

If Employed

  • Application Form
  • COE with compensation
  • Income Tax Return / 2316
  • Valid IDs
  • Married Certificate (if married)
  • Bank Statements / Payslips

Employed Abroad

  • Proof of Billing on Address (electric bill, water bill, phone bill)
  • Photocopy of Passport and working visa
  • Certificate of Employment or Letter from Employer supporting employer (OFW)
  • Latest 2 successive Payslip if applicable
  • Married Certificate (if married)
  • Retirement Funding Documents
  • Proof of Remittance

If self-employed/Business

  • Application Form
  • Photocopy of Audited financial for the last 2 years with BIR stamp
  • Single Proprietorship - Certificate of Business Registration (DTI)
  • Bank Statement or photocopy for the last 3 months
  • Proof of income
  • Lease contract and Copy of title (for income derived from rental)
  • Articles of Incorporation and By-laws
  • Company profile
  • Photocopy of 2 government issued IDs (signatories) affix 3 specimen signatures

If self-employed abroad/Business

  • If self-employed abroad/Business
  • Latest 2 year comparative Financial Statements
  • Latest Tax Declaration Overseas
  • Latest Bank Statement or Certificate of Deposit stating 6 mos. ADB